Terms of Use

RealCarCost (realcarcost.co.uk) is referred to as "we" or "us" in these terms. By using this site, you agree to them.

Not financial advice. RealCarCost is not a financial adviser, lender or credit broker. Nothing on this site constitutes financial advice or a personal recommendation. Calculators produce estimates based on the figures you enter and the methodology described on each page — always confirm exact figures with your lender or dealer before making a financial decision.

No warranty. Calculations are provided "as is", without warranty of accuracy, completeness, or fitness for a particular purpose. We aim to keep formulas and UK-specific figures current but cannot guarantee they reflect every lender's exact terms or the latest rate changes.

Limitation of liability. To the fullest extent permitted by law, we are not liable for any loss arising from reliance on figures produced by this site.

Intellectual property. The RealCarCost name, calculators, and site content are our property unless otherwise stated.

Last reviewed: 30 August 2026.